Call reports 2001
BULLITT COUNTY BANK — 2001
What BULLITT COUNTY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 113,708,000 | 110,409,000 | 111,159,000 | 110,746,000 |
| Total loans | 86,991,000 | 85,892,000 | 89,751,000 | 92,672,000 |
| Allowance for loan losses | 960,000 | 914,000 | 925,000 | 978,000 |
| Securities available for sale | 15,382,000 | 12,427,000 | 10,631,000 | 9,251,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,603,000 | 89,783,000 | 90,394,000 | 87,863,000 |
| Interest-bearing deposits | 73,929,000 | 72,690,000 | 72,994,000 | 72,386,000 |
| Noninterest-bearing deposits | 16,674,000 | 17,093,000 | 17,400,000 | 15,477,000 |
| Equity capital | 10,434,000 | 10,445,000 | 10,499,000 | 12,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,473,000 | 4,750,000 | 6,969,000 | 9,074,000 |
| Interest expense | 1,267,000 | 2,414,000 | 3,510,000 | 4,535,000 |
| Net interest income | 1,206,000 | 2,336,000 | 3,459,000 | 4,539,000 |
| Noninterest income | 172,000 | 322,000 | 507,000 | 767,000 |
| Noninterest expense | 728,000 | 1,465,000 | 2,192,000 | 2,895,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 290,000 |
| Pretax income | 590,000 | 1,202,000 | 1,723,000 | 2,250,000 |
| Income tax | 198,000 | 404,000 | 580,000 | 758,000 |
| Net income | 392,000 | 798,000 | 1,143,000 | 1,492,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,253,000 | 10,358,000 | 10,403,000 | 12,852,000 |
| Total capital | 11,213,000 | 11,272,000 | 11,328,000 | 13,830,000 |
| Risk-weighted assets | 83,837,000 | 83,540,000 | 89,452,000 | 92,147,000 |