Call reports 2007
PEACHTREE BANK, THE — 2007
What PEACHTREE BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 633,936,000 | 619,435,000 | 594,864,000 | 561,051,000 |
| Total loans | 489,143,000 | 504,640,000 | 473,572,000 | 478,025,000 |
| Allowance for loan losses | 6,141,000 | 5,673,000 | 5,471,000 | 9,599,000 |
| Securities available for sale | 48,398,000 | 46,839,000 | 51,267,000 | 32,358,000 |
| Securities held to maturity | 11,994,000 | 1,986,000 | 11,978,000 | 1,903,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 575,516,000 | 558,817,000 | 534,333,000 | 504,029,000 |
| Interest-bearing deposits | 516,826,000 | 512,787,000 | 493,065,000 | 465,363,000 |
| Noninterest-bearing deposits | 58,690,000 | 46,031,000 | 41,268,000 | 38,666,000 |
| Equity capital | 51,279,000 | 52,773,000 | 55,281,000 | 53,625,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 12,126,000 | 24,365,000 | 36,403,000 | 47,083,000 |
| Interest expense | 5,797,000 | 11,966,000 | 18,136,000 | 23,898,000 |
| Net interest income | 6,329,000 | 12,399,000 | 18,267,000 | 23,185,000 |
| Noninterest income | 291,000 | 580,000 | 948,000 | 1,193,000 |
| Noninterest expense | 2,582,000 | 5,001,000 | 7,698,000 | 10,619,000 |
| Provision for loan losses | 220,000 | 1,037,000 | 1,337,000 | 5,652,000 |
| Pretax income | 3,818,000 | 6,941,000 | 10,180,000 | 8,344,000 |
| Income tax | 1,399,000 | 2,523,000 | 3,637,000 | 2,889,000 |
| Net income | 2,419,000 | 4,418,000 | 6,543,000 | 5,455,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,391,000 | 50,501,000 | 52,800,000 | 51,378,000 |
| Total capital | 54,532,000 | 56,174,000 | 58,271,000 | 57,833,000 |
| Risk-weighted assets | 536,593,000 | 547,938,000 | 524,181,000 | 513,236,000 |