Call reports 2006
PEACHTREE BANK, THE — 2006
What PEACHTREE BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 516,262,000 | 530,196,000 | 575,420,000 | 576,749,000 |
| Total loans | 402,307,000 | 450,023,000 | 467,538,000 | 465,951,000 |
| Allowance for loan losses | 3,933,000 | 4,413,000 | 5,901,000 | 5,919,000 |
| Securities available for sale | 46,385,000 | 51,760,000 | 52,171,000 | 48,924,000 |
| Securities held to maturity | 2,399,000 | 2,300,000 | 2,289,000 | 2,001,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 468,223,000 | 481,030,000 | 524,295,000 | 525,262,000 |
| Interest-bearing deposits | 407,131,000 | 462,272,000 | 511,238,000 | 511,515,000 |
| Noninterest-bearing deposits | 61,092,000 | 18,758,000 | 13,057,000 | 13,747,000 |
| Equity capital | 42,841,000 | 44,145,000 | 44,903,000 | 45,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 8,919,000 | 19,140,000 | 30,261,000 | 11,857,000 |
| Interest expense | 3,800,000 | 8,113,000 | 13,119,000 | 4,841,000 |
| Net interest income | 5,119,000 | 11,027,000 | 17,142,000 | 7,016,000 |
| Noninterest income | 348,000 | 738,000 | 1,155,000 | 366,000 |
| Noninterest expense | 2,363,000 | 4,825,000 | 8,486,000 | 2,495,000 |
| Provision for loan losses | 225,000 | 700,000 | 2,210,000 | 61,000 |
| Pretax income | 2,852,000 | 6,213,000 | 7,574,000 | 4,826,000 |
| Income tax | 979,000 | 2,210,000 | 2,703,000 | 1,810,000 |
| Net income | 1,873,000 | 4,003,000 | 4,871,000 | 3,016,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,427,000 | 45,176,000 | 45,138,000 | 42,027,000 |
| Total capital | 47,360,000 | 49,589,000 | 51,039,000 | 47,946,000 |
| Risk-weighted assets | 433,479,000 | 472,170,000 | 503,871,000 | 514,436,000 |