Call reports 2005
PEACHTREE BANK, THE — 2005
What PEACHTREE BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 401,884,000 | 409,557,000 | 437,598,000 | 455,196,000 |
| Total loans | 317,159,000 | 332,828,000 | 364,345,000 | 378,523,000 |
| Allowance for loan losses | 3,041,000 | 3,232,000 | 3,508,000 | 3,716,000 |
| Securities available for sale | 26,388,000 | 33,333,000 | 33,806,000 | 38,187,000 |
| Securities held to maturity | 2,680,000 | 2,669,000 | 2,658,000 | 2,493,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 357,519,000 | 365,908,000 | 397,181,000 | 409,844,000 |
| Interest-bearing deposits | 309,412,000 | 314,673,000 | 343,694,000 | 359,330,000 |
| Noninterest-bearing deposits | 48,107,000 | 51,235,000 | 53,487,000 | 50,514,000 |
| Equity capital | 33,968,000 | 35,319,000 | 36,485,000 | 41,309,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 5,483,000 | 11,850,000 | 18,984,000 | 27,107,000 |
| Interest expense | 2,092,000 | 4,505,000 | 7,291,000 | 10,557,000 |
| Net interest income | 3,391,000 | 7,345,000 | 11,693,000 | 16,550,000 |
| Noninterest income | 512,000 | 1,036,000 | 1,644,000 | 2,094,000 |
| Noninterest expense | 2,180,000 | 4,519,000 | 6,935,000 | 9,321,000 |
| Provision for loan losses | 82,000 | 254,000 | 529,000 | 754,000 |
| Pretax income | 1,641,000 | 3,608,000 | 5,873,000 | 8,569,000 |
| Income tax | 612,000 | 1,349,000 | 2,194,000 | 3,189,000 |
| Net income | 1,029,000 | 2,259,000 | 3,679,000 | 5,380,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,307,000 | 35,410,000 | 36,688,000 | 41,721,000 |
| Total capital | 37,348,000 | 38,642,000 | 40,196,000 | 45,437,000 |
| Risk-weighted assets | 338,351,000 | 354,465,000 | 384,778,000 | 406,387,000 |