Call reports 2004
PEACHTREE BANK, THE — 2004
What PEACHTREE BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 288,395,000 | 316,734,000 | 344,858,000 | 351,754,000 |
| Total loans | 242,195,000 | 262,165,000 | 281,069,000 | 294,509,000 |
| Allowance for loan losses | 2,429,000 | 2,544,000 | 2,752,000 | 2,972,000 |
| Securities available for sale | 22,220,000 | 16,277,000 | 21,859,000 | 24,271,000 |
| Securities held to maturity | 0 | 2,992,000 | 2,784,000 | 2,774,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 240,949,000 | 268,071,000 | 294,973,000 | 303,756,000 |
| Interest-bearing deposits | 207,114,000 | 226,766,000 | 250,808,000 | 251,527,000 |
| Noninterest-bearing deposits | 33,835,000 | 41,305,000 | 44,165,000 | 52,229,000 |
| Equity capital | 26,518,000 | 26,767,000 | 27,621,000 | 28,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,577,000 | 7,491,000 | 11,927,000 | 17,033,000 |
| Interest expense | 998,000 | 2,080,000 | 3,386,000 | 4,963,000 |
| Net interest income | 2,579,000 | 5,411,000 | 8,541,000 | 12,070,000 |
| Noninterest income | 376,000 | 897,000 | 1,226,000 | 1,576,000 |
| Noninterest expense | 2,023,000 | 4,213,000 | 6,248,000 | 8,277,000 |
| Provision for loan losses | 288,000 | 534,000 | 744,000 | 963,000 |
| Pretax income | 682,000 | 1,710,000 | 2,924,000 | 4,555,000 |
| Income tax | 250,000 | 601,000 | 1,072,000 | 1,691,000 |
| Net income | 432,000 | 1,109,000 | 1,852,000 | 2,864,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,273,000 | 26,899,000 | 27,591,000 | 28,544,000 |
| Total capital | 28,702,000 | 29,443,000 | 30,343,000 | 31,516,000 |
| Risk-weighted assets | 251,618,000 | 273,247,000 | 294,119,000 | 307,804,000 |