Call reports 2003
PEACHTREE BANK, THE — 2003
What PEACHTREE BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 195,317,000 | 210,807,000 | 245,256,000 | 255,486,000 |
| Total loans | 153,531,000 | 155,048,000 | 179,113,000 | 206,084,000 |
| Allowance for loan losses | 1,636,000 | 1,511,000 | 1,784,000 | 2,124,000 |
| Securities available for sale | 16,366,000 | 37,691,000 | 23,398,000 | 22,523,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,654,000 | 185,680,000 | 216,630,000 | 220,377,000 |
| Interest-bearing deposits | 154,440,000 | 23,269,000 | 38,868,000 | 16,948,000 |
| Noninterest-bearing deposits | 16,214,000 | 162,411,000 | 177,762,000 | 203,429,000 |
| Equity capital | 15,749,000 | 16,092,000 | 19,262,000 | 26,019,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,651,000 | 5,184,000 | 7,994,000 | 11,299,000 |
| Interest expense | 882,000 | 1,747,000 | 2,684,000 | 3,614,000 |
| Net interest income | 1,769,000 | 3,437,000 | 5,310,000 | 7,685,000 |
| Noninterest income | 266,000 | 678,000 | 1,196,000 | 1,752,000 |
| Noninterest expense | 1,197,000 | 2,675,000 | 4,675,000 | 6,888,000 |
| Provision for loan losses | 253,000 | 352,000 | 642,000 | 972,000 |
| Pretax income | 585,000 | 1,088,000 | 1,189,000 | 1,577,000 |
| Income tax | 207,000 | 383,000 | 405,000 | 535,000 |
| Net income | 378,000 | 705,000 | 784,000 | 1,042,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,490,000 | 15,763,000 | 19,180,000 | 25,894,000 |
| Total capital | 17,126,000 | 17,274,000 | 20,964,000 | 28,018,000 |
| Risk-weighted assets | 166,745,000 | 168,073,000 | 193,395,000 | 217,825,000 |