Call reports 2002
PEACHTREE BANK, THE — 2002
What PEACHTREE BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 145,083,000 | 160,032,000 | 172,728,000 | 180,032,000 |
| Total loans | 105,399,000 | 117,776,000 | 128,835,000 | 140,562,000 |
| Allowance for loan losses | 1,056,000 | 1,167,000 | 1,301,000 | 1,383,000 |
| Securities available for sale | 12,821,000 | 17,439,000 | 17,975,000 | 17,072,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,488,000 | 142,284,000 | 153,617,000 | 156,145,000 |
| Interest-bearing deposits | 117,183,000 | 124,725,000 | 138,753,000 | 140,165,000 |
| Noninterest-bearing deposits | 11,305,000 | 17,559,000 | 14,864,000 | 15,980,000 |
| Equity capital | 11,077,000 | 12,436,000 | 13,295,000 | 15,446,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,979,000 | 4,267,000 | 6,711,000 | 9,163,000 |
| Interest expense | 799,000 | 1,683,000 | 2,619,000 | 3,515,000 |
| Net interest income | 1,180,000 | 2,584,000 | 4,092,000 | 5,648,000 |
| Noninterest income | 284,000 | 502,000 | 707,000 | 948,000 |
| Noninterest expense | 1,079,000 | 2,162,000 | 3,271,000 | 4,427,000 |
| Provision for loan losses | 74,000 | 195,000 | 324,000 | 406,000 |
| Pretax income | 312,000 | 730,000 | 1,409,000 | 1,968,000 |
| Income tax | 107,000 | 255,000 | 501,000 | 700,000 |
| Net income | 205,000 | 475,000 | 908,000 | 1,268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,986,000 | 12,151,000 | 12,993,000 | 15,166,000 |
| Total capital | 12,042,000 | 13,318,000 | 14,294,000 | 16,549,000 |
| Risk-weighted assets | 120,427,000 | 132,901,000 | 142,172,000 | 152,443,000 |