Call reports 2001
PEACHTREE BANK, THE — 2001
What PEACHTREE BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 95,624,000 | 103,968,000 | 116,258,000 | 127,246,000 |
| Total loans | 76,599,000 | 81,951,000 | 85,926,000 | 97,640,000 |
| Allowance for loan losses | 751,000 | 810,000 | 867,000 | 982,000 |
| Securities available for sale | 12,007,000 | 12,679,000 | 13,147,000 | 12,175,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,182,000 | 90,774,000 | 102,560,000 | 109,397,000 |
| Interest-bearing deposits | 76,271,000 | 83,641,000 | 92,360,000 | 98,444,000 |
| Noninterest-bearing deposits | 6,911,000 | 7,133,000 | 10,200,000 | 10,953,000 |
| Equity capital | 8,079,000 | 8,762,000 | 9,685,000 | 10,258,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,042,000 | 4,076,000 | 6,099,000 | 8,097,000 |
| Interest expense | 1,201,000 | 2,331,000 | 3,421,000 | 4,305,000 |
| Net interest income | 841,000 | 1,745,000 | 2,678,000 | 3,792,000 |
| Noninterest income | 143,000 | 389,000 | 625,000 | 945,000 |
| Noninterest expense | 711,000 | 1,628,000 | 2,633,000 | 3,746,000 |
| Provision for loan losses | 9,000 | 68,000 | 125,000 | 240,000 |
| Pretax income | 261,000 | 435,000 | 542,000 | 799,000 |
| Income tax | 99,000 | 163,000 | 202,000 | 299,000 |
| Net income | 162,000 | 272,000 | 340,000 | 500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,897,000 | 8,568,000 | 9,385,000 | 10,137,000 |
| Total capital | 8,648,000 | 9,378,000 | 10,252,000 | 11,119,000 |
| Risk-weighted assets | 85,701,000 | 93,474,000 | 100,279,000 | 111,215,000 |