Call reports 2012
LINCOLN STATE BANK, S.B. — 2012
What LINCOLN STATE BANK, S.B. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 49,383,000 | 47,257,000 | 47,482,000 | 48,917,000 |
| Total loans | 30,153,000 | 31,033,000 | 31,067,000 | 29,396,000 |
| Allowance for loan losses | 491,000 | 474,000 | 487,000 | 481,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,590,000 | 3,005,000 | 2,750,000 | 2,750,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,034,000 | 42,846,000 | 43,058,000 | 44,562,000 |
| Interest-bearing deposits | 37,446,000 | 35,260,000 | 34,917,000 | 36,950,000 |
| Noninterest-bearing deposits | 7,588,000 | 7,586,000 | 8,141,000 | 7,612,000 |
| Equity capital | 4,161,000 | 4,228,000 | 4,220,000 | 4,224,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 494,000 | 994,000 | 1,512,000 | 1,956,000 |
| Interest expense | 96,000 | 190,000 | 279,000 | 362,000 |
| Net interest income | 398,000 | 804,000 | 1,233,000 | 1,594,000 |
| Noninterest income | 199,000 | 435,000 | 703,000 | 933,000 |
| Noninterest expense | 484,000 | 974,000 | 1,464,000 | 1,992,000 |
| Provision for loan losses | 19,000 | 20,000 | 261,000 | 280,000 |
| Pretax income | 94,000 | 245,000 | 211,000 | 255,000 |
| Income tax | 9,000 | 98,000 | 78,000 | 123,000 |
| Net income | 85,000 | 147,000 | 133,000 | 132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,948,000 | 4,081,000 | 4,091,000 | 4,147,000 |
| Total capital | 4,349,000 | 4,490,000 | 4,500,000 | 4,557,000 |
| Risk-weighted assets | 31,999,000 | 32,605,000 | 32,611,000 | 32,713,000 |