Call reports 2011
LINCOLN STATE BANK, S.B. — 2011
What LINCOLN STATE BANK, S.B. reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 48,694,000 | 44,684,000 | 46,080,000 | 46,667,000 |
| Total loans | 31,761,000 | 32,436,000 | 33,891,000 | 30,770,000 |
| Allowance for loan losses | 447,000 | 495,000 | 529,000 | 475,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,488,000 | 5,589,000 | 3,784,000 | 3,590,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,371,000 | 40,273,000 | 41,506,000 | 42,343,000 |
| Interest-bearing deposits | 31,010,000 | 28,263,000 | 34,888,000 | 35,566,000 |
| Noninterest-bearing deposits | 13,361,000 | 12,010,000 | 6,618,000 | 6,777,000 |
| Equity capital | 4,142,000 | 4,237,000 | 4,366,000 | 4,071,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 533,000 | 1,083,000 | 1,615,000 | 2,132,000 |
| Interest expense | 120,000 | 235,000 | 340,000 | 443,000 |
| Net interest income | 413,000 | 848,000 | 1,275,000 | 1,689,000 |
| Noninterest income | 171,000 | 319,000 | 510,000 | 725,000 |
| Noninterest expense | 474,000 | 947,000 | 1,407,000 | 1,906,000 |
| Provision for loan losses | 6,000 | 54,000 | 90,000 | 137,000 |
| Pretax income | 104,000 | 166,000 | 288,000 | 371,000 |
| Income tax | -31,000 | -59,000 | -59,000 | 75,000 |
| Net income | 135,000 | 225,000 | 347,000 | 296,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,878,000 | 3,943,000 | 4,070,000 | 3,769,000 |
| Total capital | 4,301,000 | 4,361,000 | 4,499,000 | 4,178,000 |
| Risk-weighted assets | 33,835,000 | 33,397,000 | 34,271,000 | 32,657,000 |