Call reports 2009
LINCOLN STATE BANK, S.B. — 2009
What LINCOLN STATE BANK, S.B. reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 44,846,000 | 44,261,000 | 40,223,000 | 43,075,000 |
| Total loans | 32,862,000 | 31,694,000 | 31,418,000 | 31,964,000 |
| Allowance for loan losses | 356,000 | 323,000 | 324,000 | 343,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,432,000 | 3,386,000 | 3,190,000 | 3,106,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,358,000 | 40,919,000 | 36,746,000 | 39,515,000 |
| Interest-bearing deposits | 34,698,000 | 26,964,000 | 26,492,000 | 28,317,000 |
| Noninterest-bearing deposits | 6,660,000 | 13,955,000 | 10,254,000 | 11,198,000 |
| Equity capital | 3,234,000 | 3,099,000 | 3,239,000 | 3,325,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 578,000 | 1,150,000 | 1,713,000 | 2,271,000 |
| Interest expense | 193,000 | 360,000 | 510,000 | 654,000 |
| Net interest income | 385,000 | 790,000 | 1,203,000 | 1,617,000 |
| Noninterest income | 144,000 | 404,000 | 625,000 | 830,000 |
| Noninterest expense | 501,000 | 1,092,000 | 1,566,000 | 2,056,000 |
| Provision for loan losses | 22,000 | 236,000 | 261,000 | 309,000 |
| Pretax income | 6,000 | -134,000 | 1,000 | 82,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 6,000 | -134,000 | 1,000 | 82,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,234,000 | 3,099,000 | 3,239,000 | 3,325,000 |
| Total capital | 3,590,000 | 3,422,000 | 3,563,000 | 3,668,000 |
| Risk-weighted assets | 33,003,000 | 32,527,000 | 31,795,000 | 32,159,000 |