Call reports 2006
LINCOLN STATE BANK, S.B. — 2006
What LINCOLN STATE BANK, S.B. reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 39,566,000 | 43,097,000 | 38,772,000 | 39,319,000 |
| Total loans | 32,769,000 | 32,715,000 | 31,783,000 | 31,285,000 |
| Allowance for loan losses | 454,000 | 445,000 | 463,000 | 417,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,037,000 | 1,391,000 | 1,372,000 | 2,069,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,422,000 | 39,817,000 | 35,624,000 | 36,013,000 |
| Interest-bearing deposits | 25,791,000 | 26,376,000 | 25,959,000 | 25,973,000 |
| Noninterest-bearing deposits | 10,631,000 | 13,441,000 | 9,665,000 | 10,040,000 |
| Equity capital | 2,960,000 | 3,041,000 | 2,972,000 | 3,101,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 606,000 | 1,302,000 | 1,943,000 | 2,627,000 |
| Interest expense | 198,000 | 415,000 | 668,000 | 922,000 |
| Net interest income | 408,000 | 887,000 | 1,275,000 | 1,705,000 |
| Noninterest income | 111,000 | 234,000 | 337,000 | 456,000 |
| Noninterest expense | 486,000 | 1,013,000 | 1,521,000 | 1,984,000 |
| Provision for loan losses | 1,000 | 1,000 | 60,000 | 23,000 |
| Pretax income | 32,000 | 107,000 | 31,000 | 154,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 32,000 | 107,000 | 31,000 | 154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,960,000 | 3,041,000 | 2,972,000 | 3,101,000 |
| Total capital | 3,381,000 | 3,473,000 | 3,352,000 | 3,445,000 |
| Risk-weighted assets | 33,701,000 | 34,572,000 | 30,391,000 | 29,064,000 |