Call reports 2002
LINCOLN STATE BANK, S.B. — 2002
What LINCOLN STATE BANK, S.B. reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 27,866,000 | 33,570,000 | 35,825,000 | 33,993,000 |
| Total loans | 22,385,000 | 24,726,000 | 25,803,000 | 25,634,000 |
| Allowance for loan losses | 155,000 | 169,000 | 173,000 | 177,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,607,000 | 1,370,000 | 708,000 | 101,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,351,000 | 31,084,000 | 33,275,000 | 31,326,000 |
| Interest-bearing deposits | 22,842,000 | 27,894,000 | 30,168,000 | 27,441,000 |
| Noninterest-bearing deposits | 2,509,000 | 3,190,000 | 3,107,000 | 3,885,000 |
| Equity capital | 2,295,000 | 2,325,000 | 2,375,000 | 2,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 485,000 | 968,000 | 1,485,000 | 1,986,000 |
| Interest expense | 208,000 | 394,000 | 580,000 | 769,000 |
| Net interest income | 277,000 | 574,000 | 905,000 | 1,217,000 |
| Noninterest income | 62,000 | 127,000 | 215,000 | 470,000 |
| Noninterest expense | 306,000 | 628,000 | 993,000 | 1,470,000 |
| Provision for loan losses | 9,000 | 23,000 | 31,000 | 35,000 |
| Pretax income | 24,000 | 50,000 | 96,000 | 182,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 24,000 | 50,000 | 96,000 | 182,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,295,000 | 2,325,000 | 2,375,000 | 2,465,000 |
| Total capital | 2,450,000 | 2,494,000 | 2,548,000 | 2,642,000 |
| Risk-weighted assets | 22,748,000 | 25,153,000 | 26,317,000 | 25,864,000 |