Call reports 2001
LINCOLN STATE BANK, S.B. — 2001
What LINCOLN STATE BANK, S.B. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 22,327,000 | 25,343,000 | 24,722,000 | 26,802,000 |
| Total loans | 16,884,000 | 16,913,000 | 18,886,000 | 20,553,000 |
| Allowance for loan losses | 119,000 | 123,000 | 136,000 | 146,000 |
| Securities available for sale | 142,000 | 0 | 0 | 0 |
| Securities held to maturity | 1,197,000 | 1,650,000 | 2,048,000 | 1,423,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,954,000 | 23,003,000 | 22,437,000 | 24,394,000 |
| Interest-bearing deposits | 17,948,000 | 21,207,000 | 20,597,000 | 22,206,000 |
| Noninterest-bearing deposits | 2,006,000 | 1,796,000 | 1,840,000 | 2,188,000 |
| Equity capital | 2,052,000 | 2,012,000 | 2,009,000 | 2,168,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 406,000 | 805,000 | 1,223,000 | 1,713,000 |
| Interest expense | 227,000 | 471,000 | 723,000 | 953,000 |
| Net interest income | 179,000 | 334,000 | 500,000 | 760,000 |
| Noninterest income | 39,000 | 111,000 | 167,000 | 395,000 |
| Noninterest expense | 241,000 | 504,000 | 713,000 | 1,050,000 |
| Provision for loan losses | 20,000 | 24,000 | 40,000 | 54,000 |
| Pretax income | -43,000 | -83,000 | -86,000 | 51,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -43,000 | -83,000 | -86,000 | 51,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,052,000 | 2,012,000 | 1,994,000 | 2,168,000 |
| Total capital | 2,171,000 | 2,135,000 | 2,130,000 | 2,314,000 |
| Risk-weighted assets | 17,342,000 | 18,975,000 | 20,460,000 | 21,595,000 |