Call reports 2018
TOWN SQUARE BANK — 2018
What TOWN SQUARE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Total assets | 450,159,000 | 447,803,000 | 440,641,000 |
| Total loans | 332,535,000 | 325,959,000 | 318,922,000 |
| Allowance for loan losses | 4,942,000 | 4,563,000 | 3,124,000 |
| Securities available for sale | 66,892,000 | 67,087,000 | 69,341,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 378,339,000 | 375,294,000 | 367,697,000 |
| Interest-bearing deposits | 319,813,000 | 316,040,000 | 309,492,000 |
| Noninterest-bearing deposits | 58,526,000 | 59,254,000 | 58,205,000 |
| Equity capital | 55,730,000 | 56,537,000 | 57,535,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Interest income | 4,625,000 | 9,262,000 | 13,936,000 |
| Interest expense | 708,000 | 1,460,000 | 2,234,000 |
| Net interest income | 3,917,000 | 7,802,000 | 11,702,000 |
| Noninterest income | 648,000 | 1,341,000 | 2,157,000 |
| Noninterest expense | 3,619,000 | 6,462,000 | 9,498,000 |
| Provision for loan losses | 497,000 | 1,166,000 | 1,335,000 |
| Pretax income | 449,000 | 1,515,000 | 3,026,000 |
| Income tax | 70,000 | 271,000 | 570,000 |
| Net income | 379,000 | 1,244,000 | 2,456,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Tier 1 capital | 54,173,000 | 55,293,000 | 56,657,000 |
| Total capital | 57,982,000 | 59,089,000 | 59,940,000 |
| Risk-weighted assets | 303,571,000 | 302,808,000 | 298,792,000 |