Call reports 2017
TOWN SQUARE BANK — 2017
What TOWN SQUARE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 460,552,000 | 457,697,000 | 460,260,000 | 446,770,000 |
| Total loans | 341,065,000 | 339,213,000 | 339,423,000 | 333,491,000 |
| Allowance for loan losses | 2,463,000 | 2,687,000 | 3,186,000 | 4,681,000 |
| Securities available for sale | 59,208,000 | 62,936,000 | 64,660,000 | 64,130,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 379,850,000 | 372,948,000 | 375,207,000 | 374,405,000 |
| Interest-bearing deposits | 321,649,000 | 319,297,000 | 319,116,000 | 317,473,000 |
| Noninterest-bearing deposits | 58,201,000 | 53,651,000 | 56,091,000 | 56,932,000 |
| Equity capital | 64,953,000 | 65,816,000 | 65,953,000 | 55,946,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,747,000 | 9,470,000 | 14,250,000 | 18,979,000 |
| Interest expense | 641,000 | 1,295,000 | 1,991,000 | 2,702,000 |
| Net interest income | 4,106,000 | 8,175,000 | 12,259,000 | 16,277,000 |
| Noninterest income | 576,000 | 1,317,000 | 2,033,000 | 2,670,000 |
| Noninterest expense | 3,528,000 | 7,132,000 | 10,816,000 | 17,316,000 |
| Provision for loan losses | 353,000 | 699,000 | 1,646,000 | 3,516,000 |
| Pretax income | 801,000 | 1,661,000 | 1,830,000 | -1,885,000 |
| Income tax | 235,000 | 482,000 | 507,000 | 447,000 |
| Net income | 566,000 | 1,179,000 | 1,323,000 | -2,332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,060,000 | 63,783,000 | 64,033,000 | 53,891,000 |
| Total capital | 65,597,000 | 66,539,000 | 67,303,000 | 57,678,000 |
| Risk-weighted assets | 305,392,000 | 304,874,000 | 310,193,000 | 301,984,000 |