Call reports 2016
TOWN SQUARE BANK — 2016
What TOWN SQUARE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 435,528,000 | 447,669,000 | 448,688,000 | 458,227,000 |
| Total loans | 327,368,000 | 343,758,000 | 342,644,000 | 346,881,000 |
| Allowance for loan losses | 2,135,000 | 2,067,000 | 2,317,000 | 2,350,000 |
| Securities available for sale | 66,675,000 | 62,012,000 | 57,799,000 | 58,262,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 345,547,000 | 347,558,000 | 364,174,000 | 378,551,000 |
| Interest-bearing deposits | 296,399,000 | 296,744,000 | 309,507,000 | 322,420,000 |
| Noninterest-bearing deposits | 49,148,000 | 50,814,000 | 54,667,000 | 56,131,000 |
| Equity capital | 68,849,000 | 67,030,000 | 64,516,000 | 64,035,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,733,000 | 9,495,000 | 14,320,000 | 19,101,000 |
| Interest expense | 541,000 | 1,103,000 | 1,681,000 | 2,330,000 |
| Net interest income | 4,192,000 | 8,392,000 | 12,639,000 | 16,771,000 |
| Noninterest income | 658,000 | 1,405,000 | 2,104,000 | 2,804,000 |
| Noninterest expense | 3,525,000 | 7,150,000 | 11,030,000 | 14,920,000 |
| Provision for loan losses | 375,000 | 460,000 | 812,000 | 1,249,000 |
| Pretax income | 950,000 | 2,184,000 | 2,898,000 | 3,404,000 |
| Income tax | 283,000 | 661,000 | 864,000 | 997,000 |
| Net income | 667,000 | 1,523,000 | 2,034,000 | 2,407,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,427,000 | 64,373,000 | 61,982,000 | 62,513,000 |
| Total capital | 68,594,000 | 66,475,000 | 64,345,000 | 64,925,000 |
| Risk-weighted assets | 287,444,000 | 295,024,000 | 300,249,000 | 309,025,000 |