Call reports 2015
TOWN SQUARE BANK — 2015
What TOWN SQUARE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 416,460,000 | 433,414,000 | 425,432,000 | 434,606,000 |
| Total loans | 302,894,000 | 319,561,000 | 312,771,000 | 316,368,000 |
| Allowance for loan losses | 2,013,000 | 2,073,000 | 2,013,000 | 1,858,000 |
| Securities available for sale | 70,067,000 | 67,862,000 | 65,571,000 | 63,975,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 327,495,000 | 345,625,000 | 338,889,000 | 345,547,000 |
| Interest-bearing deposits | 282,890,000 | 290,217,000 | 288,536,000 | 293,908,000 |
| Noninterest-bearing deposits | 44,605,000 | 55,408,000 | 50,353,000 | 51,639,000 |
| Equity capital | 66,154,000 | 65,738,000 | 66,749,000 | 67,865,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,606,000 | 9,169,000 | 13,938,000 | 19,103,000 |
| Interest expense | 532,000 | 1,065,000 | 1,592,000 | 2,133,000 |
| Net interest income | 4,074,000 | 8,104,000 | 12,346,000 | 16,970,000 |
| Noninterest income | 648,000 | 1,506,000 | 2,074,000 | 2,873,000 |
| Noninterest expense | 3,369,000 | 7,209,000 | 11,046,000 | 14,609,000 |
| Provision for loan losses | 91,000 | 485,000 | 485,000 | 514,000 |
| Pretax income | 1,262,000 | 1,916,000 | 2,901,000 | 4,734,000 |
| Income tax | 426,000 | 572,000 | 867,000 | 1,454,000 |
| Net income | 836,000 | 1,344,000 | 2,034,000 | 3,280,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,707,000 | 63,026,000 | 64,613,000 | 65,816,000 |
| Total capital | 65,744,000 | 65,124,000 | 66,662,000 | 67,705,000 |
| Risk-weighted assets | 262,798,000 | 283,626,000 | 280,249,000 | 277,961,000 |