Call reports 2014
TOWN SQUARE BANK — 2014
What TOWN SQUARE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 435,522,000 | 429,634,000 | 411,693,000 | 414,518,000 |
| Total loans | 300,475,000 | 302,985,000 | 300,598,000 | 304,635,000 |
| Allowance for loan losses | 1,870,000 | 1,757,000 | 1,783,000 | 1,911,000 |
| Securities available for sale | 92,801,000 | 71,958,000 | 68,092,000 | 65,262,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 331,982,000 | 325,569,000 | 321,318,000 | 325,939,000 |
| Interest-bearing deposits | 297,130,000 | 280,754,000 | 276,080,000 | 273,492,000 |
| Noninterest-bearing deposits | 34,852,000 | 44,815,000 | 45,238,000 | 52,447,000 |
| Equity capital | 64,077,000 | 65,603,000 | 63,440,000 | 65,113,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,109,000 | 7,954,000 | 12,557,000 | 17,591,000 |
| Interest expense | 473,000 | 1,024,000 | 1,585,000 | 2,129,000 |
| Net interest income | 2,636,000 | 6,930,000 | 10,972,000 | 15,462,000 |
| Noninterest income | 334,000 | 910,000 | 1,525,000 | 2,292,000 |
| Noninterest expense | 3,032,000 | 6,811,000 | 10,146,000 | 13,291,000 |
| Provision for loan losses | 0 | 0 | 27,000 | 504,000 |
| Pretax income | -62,000 | 1,323,000 | 2,618,000 | 4,191,000 |
| Income tax | -77,000 | 340,000 | 736,000 | 1,147,000 |
| Net income | 15,000 | 983,000 | 1,882,000 | 3,044,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,941,000 | 62,922,000 | 61,091,000 | 62,068,000 |
| Total capital | 63,817,000 | 64,701,000 | 62,895,000 | 64,002,000 |
| Risk-weighted assets | 267,815,000 | 264,390,000 | 258,490,000 | 262,930,000 |