Call reports 2012
TOWN SQUARE BANK — 2012
What TOWN SQUARE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 318,899,000 | 319,287,000 | 317,030,000 | 314,334,000 |
| Total loans | 180,115,000 | 184,004,000 | 182,721,000 | 180,441,000 |
| Allowance for loan losses | 1,541,000 | 1,593,000 | 2,004,000 | 1,991,000 |
| Securities available for sale | 99,539,000 | 92,595,000 | 94,456,000 | 100,027,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 249,746,000 | 249,737,000 | 249,148,000 | 247,714,000 |
| Interest-bearing deposits | 230,064,000 | 229,823,000 | 230,062,000 | 229,024,000 |
| Noninterest-bearing deposits | 19,682,000 | 19,914,000 | 19,086,000 | 18,690,000 |
| Equity capital | 44,071,000 | 45,577,000 | 45,286,000 | 45,576,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,307,000 | 6,568,000 | 9,667,000 | 12,651,000 |
| Interest expense | 840,000 | 1,623,000 | 2,368,000 | 3,098,000 |
| Net interest income | 2,467,000 | 4,945,000 | 7,299,000 | 9,553,000 |
| Noninterest income | 311,000 | 657,000 | 937,000 | 1,322,000 |
| Noninterest expense | 1,919,000 | 3,767,000 | 6,035,000 | 7,977,000 |
| Provision for loan losses | 222,000 | 279,000 | 864,000 | 864,000 |
| Pretax income | 821,000 | 1,786,000 | 1,573,000 | 2,270,000 |
| Income tax | 222,000 | 494,000 | 346,000 | 541,000 |
| Net income | 599,000 | 1,292,000 | 1,227,000 | 1,729,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,373,000 | 44,086,000 | 43,548,000 | 44,137,000 |
| Total capital | 44,914,000 | 45,679,000 | 45,490,000 | 46,058,000 |
| Risk-weighted assets | 158,879,000 | 154,443,000 | 154,549,000 | 153,581,000 |