Call reports 2019
SECURITY FEDERAL SAVINGS BANK — 2019
What SECURITY FEDERAL SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 36,087,000 | 36,667,000 | 34,531,000 | 34,808,000 |
| Total loans | 14,803,000 | 14,698,000 | 14,683,000 | 14,989,000 |
| Allowance for loan losses | 188,000 | 157,000 | 157,000 | 163,000 |
| Securities available for sale | 6,051,000 | 5,594,000 | 4,270,000 | 3,800,000 |
| Securities held to maturity | 1,851,000 | 1,783,000 | 1,702,000 | 1,627,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,475,000 | 28,950,000 | 27,822,000 | 28,104,000 |
| Interest-bearing deposits | 20,872,000 | 20,785,000 | 20,601,000 | 20,401,000 |
| Noninterest-bearing deposits | 7,603,000 | 8,165,000 | 7,221,000 | 7,703,000 |
| Equity capital | 4,555,000 | 4,622,000 | 4,666,000 | 4,681,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 376,000 | 768,000 | 1,144,000 | 1,506,000 |
| Interest expense | 64,000 | 130,000 | 202,000 | 275,000 |
| Net interest income | 312,000 | 638,000 | 942,000 | 1,231,000 |
| Noninterest income | 81,000 | 157,000 | 235,000 | 295,000 |
| Noninterest expense | 345,000 | 691,000 | 1,029,000 | 1,359,000 |
| Provision for loan losses | 0 | 14,000 | 18,000 | 26,000 |
| Pretax income | 54,000 | 85,000 | 123,000 | 135,000 |
| Income tax | 3,000 | 5,000 | 8,000 | 8,000 |
| Net income | 51,000 | 80,000 | 115,000 | 127,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,596,000 | 4,624,000 | 4,659,000 | 4,672,000 |
| Total capital | 4,784,000 | 4,781,000 | 4,816,000 | 4,835,000 |
| Risk-weighted assets | 20,174,000 | 20,192,000 | 18,139,000 | 18,082,000 |