Call reports 2018
SECURITY FEDERAL SAVINGS BANK — 2018
What SECURITY FEDERAL SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 38,611,000 | 38,583,000 | 40,864,000 | 37,947,000 |
| Total loans | 15,031,000 | 15,160,000 | 15,045,000 | 15,209,000 |
| Allowance for loan losses | 180,000 | 187,000 | 184,000 | 189,000 |
| Securities available for sale | 6,878,000 | 6,127,000 | 5,858,000 | 5,424,000 |
| Securities held to maturity | 2,136,000 | 2,059,000 | 1,982,000 | 1,915,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,253,000 | 29,231,000 | 31,393,000 | 28,843,000 |
| Interest-bearing deposits | 22,064,000 | 21,773,000 | 22,244,000 | 21,776,000 |
| Noninterest-bearing deposits | 7,189,000 | 7,458,000 | 9,149,000 | 7,067,000 |
| Equity capital | 4,369,000 | 4,373,000 | 4,493,000 | 4,451,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 357,000 | 729,000 | 1,101,000 | 1,484,000 |
| Interest expense | 56,000 | 110,000 | 162,000 | 225,000 |
| Net interest income | 301,000 | 619,000 | 939,000 | 1,259,000 |
| Noninterest income | 65,000 | 131,000 | 206,000 | 282,000 |
| Noninterest expense | 324,000 | 654,000 | 989,000 | 1,340,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 38,000 | 97,000 | 164,000 | 212,000 |
| Income tax | 3,000 | 4,000 | 11,000 | 8,000 |
| Net income | 35,000 | 93,000 | 153,000 | 204,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,525,000 | 4,530,000 | 4,591,000 | 4,645,000 |
| Total capital | 4,705,000 | 4,717,000 | 4,775,000 | 4,834,000 |
| Risk-weighted assets | 22,117,000 | 21,967,000 | 21,797,000 | 20,980,000 |