Call reports 2017
SECURITY FEDERAL SAVINGS BANK — 2017
What SECURITY FEDERAL SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 40,228,000 | 41,070,000 | 39,759,000 | 39,168,000 |
| Total loans | 14,829,000 | 14,688,000 | 14,551,000 | 14,848,000 |
| Allowance for loan losses | 163,000 | 167,000 | 180,000 | 179,000 |
| Securities available for sale | 7,836,000 | 7,975,000 | 7,930,000 | 7,542,000 |
| Securities held to maturity | 2,529,000 | 2,433,000 | 2,332,000 | 2,240,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,704,000 | 30,100,000 | 30,033,000 | 29,541,000 |
| Interest-bearing deposits | 22,262,000 | 22,718,000 | 22,955,000 | 22,242,000 |
| Noninterest-bearing deposits | 6,442,000 | 7,382,000 | 7,078,000 | 7,299,000 |
| Equity capital | 4,457,000 | 4,470,000 | 4,574,000 | 4,510,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 364,000 | 732,000 | 1,105,000 | 1,459,000 |
| Interest expense | 52,000 | 107,000 | 160,000 | 214,000 |
| Net interest income | 312,000 | 625,000 | 945,000 | 1,245,000 |
| Noninterest income | 65,000 | 128,000 | 191,000 | 256,000 |
| Noninterest expense | 341,000 | 681,000 | 1,005,000 | 1,361,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 36,000 | 92,000 | 150,000 | 159,000 |
| Income tax | 2,000 | 6,000 | 10,000 | 15,000 |
| Net income | 34,000 | 86,000 | 140,000 | 144,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,452,000 | 4,505,000 | 4,559,000 | 4,563,000 |
| Total capital | 4,615,000 | 4,672,000 | 4,739,000 | 4,742,000 |
| Risk-weighted assets | 22,327,000 | 22,594,000 | 23,006,000 | 22,386,000 |