Call reports 2013
SECURITY FEDERAL SAVINGS BANK — 2013
What SECURITY FEDERAL SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 37,656,000 | 37,195,000 | 37,424,000 | 38,124,000 |
| Total loans | 15,713,000 | 15,175,000 | 14,924,000 | 14,939,000 |
| Allowance for loan losses | 303,000 | 193,000 | 189,000 | 183,000 |
| Securities available for sale | 3,461,000 | 4,524,000 | 4,528,000 | 5,196,000 |
| Securities held to maturity | 6,205,000 | 5,644,000 | 5,264,000 | 5,055,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,308,000 | 27,888,000 | 28,031,000 | 27,655,000 |
| Interest-bearing deposits | 26,814,000 | 26,278,000 | 26,361,000 | 26,091,000 |
| Noninterest-bearing deposits | 1,494,000 | 1,610,000 | 1,670,000 | 1,564,000 |
| Equity capital | 4,155,000 | 4,127,000 | 4,186,000 | 4,243,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 421,000 | 852,000 | 1,253,000 | 1,643,000 |
| Interest expense | 47,000 | 90,000 | 133,000 | 182,000 |
| Net interest income | 374,000 | 762,000 | 1,120,000 | 1,461,000 |
| Noninterest income | 62,000 | 124,000 | 184,000 | 247,000 |
| Noninterest expense | 370,000 | 724,000 | 1,061,000 | 1,410,000 |
| Provision for loan losses | 58,000 | 110,000 | 162,000 | 209,000 |
| Pretax income | 34,000 | 87,000 | 116,000 | 122,000 |
| Income tax | 2,000 | 6,000 | 8,000 | 9,000 |
| Net income | 32,000 | 81,000 | 108,000 | 113,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,068,000 | 4,118,000 | 4,144,000 | 4,148,000 |
| Total capital | 4,312,000 | 4,311,000 | 4,333,000 | 4,331,000 |
| Risk-weighted assets | 19,485,000 | 19,610,000 | 19,679,000 | 20,139,000 |