Call reports 2012
SECURITY FEDERAL SAVINGS BANK — 2012
What SECURITY FEDERAL SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 38,564,000 | 38,988,000 | 38,172,000 | 37,845,000 |
| Total loans | 14,636,000 | 15,656,000 | 15,570,000 | 15,517,000 |
| Allowance for loan losses | 283,000 | 302,000 | 300,000 | 308,000 |
| Securities available for sale | 2,271,000 | 3,027,000 | 3,052,000 | 3,351,000 |
| Securities held to maturity | 8,463,000 | 8,000,000 | 7,399,000 | 6,759,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,578,000 | 29,951,000 | 28,927,000 | 28,461,000 |
| Interest-bearing deposits | 28,176,000 | 28,689,000 | 27,917,000 | 27,203,000 |
| Noninterest-bearing deposits | 1,402,000 | 1,262,000 | 1,010,000 | 1,258,000 |
| Equity capital | 3,880,000 | 3,933,000 | 4,027,000 | 4,134,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 427,000 | 866,000 | 1,301,000 | 1,738,000 |
| Interest expense | 60,000 | 123,000 | 184,000 | 237,000 |
| Net interest income | 367,000 | 743,000 | 1,117,000 | 1,501,000 |
| Noninterest income | 64,000 | 140,000 | 218,000 | 298,000 |
| Noninterest expense | 342,000 | 706,000 | 1,072,000 | 1,432,000 |
| Provision for loan losses | 30,000 | 63,000 | 93,000 | 126,000 |
| Pretax income | 59,000 | 114,000 | 170,000 | 244,000 |
| Income tax | 4,000 | 7,000 | 11,000 | 13,000 |
| Net income | 55,000 | 107,000 | 159,000 | 231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,845,000 | 3,896,000 | 3,949,000 | 4,022,000 |
| Total capital | 4,079,000 | 4,142,000 | 4,187,000 | 4,262,000 |
| Risk-weighted assets | 18,648,000 | 19,634,000 | 19,014,000 | 19,116,000 |