Call reports 2025
PROMISEONE BANK — 2025
What PROMISEONE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 796,184,000 | 814,694,000 | 822,611,000 | 837,006,000 |
| Total loans | 605,632,000 | 604,137,000 | 609,794,000 | 611,507,000 |
| Allowance for loan losses | 5,530,000 | 5,873,000 | 5,750,000 | 6,100,000 |
| Securities available for sale | 70,627,000 | 69,442,000 | 71,610,000 | 53,151,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 722,765,000 | 740,148,000 | 741,830,000 | 757,709,000 |
| Interest-bearing deposits | 599,706,000 | 608,734,000 | 615,569,000 | 637,451,000 |
| Noninterest-bearing deposits | 123,059,000 | 131,414,000 | 126,261,000 | 120,258,000 |
| Equity capital | 64,142,000 | 64,231,000 | 68,145,000 | 67,796,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 11,756,000 | 23,788,000 | 36,130,000 | 48,432,000 |
| Interest expense | 5,901,000 | 11,589,000 | 17,497,000 | 23,420,000 |
| Net interest income | 5,855,000 | 12,199,000 | 18,633,000 | 25,012,000 |
| Noninterest income | 1,211,000 | 2,563,000 | 3,864,000 | 7,025,000 |
| Noninterest expense | 4,081,000 | 8,607,000 | 13,064,000 | 17,439,000 |
| Provision for loan losses | 220,000 | 580,000 | 800,000 | 1,150,000 |
| Pretax income | 2,765,000 | 5,575,000 | 8,633,000 | 12,024,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,765,000 | 5,575,000 | 8,633,000 | 12,024,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,469,000 | 83,489,000 | 84,947,000 | 83,125,000 |
| Total capital | 88,099,000 | 89,462,000 | 90,797,000 | 89,325,000 |
| Risk-weighted assets | 518,132,000 | 524,399,000 | 531,241,000 | 533,562,000 |