Call reports 2023
PROMISEONE BANK — 2023
What PROMISEONE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 697,605,000 | 707,331,000 | 706,140,000 | 715,272,000 |
| Total loans | 517,807,000 | 531,952,000 | 544,954,000 | 548,990,000 |
| Allowance for loan losses | 4,933,000 | 5,061,000 | 5,116,000 | 5,117,000 |
| Securities available for sale | 74,587,000 | 71,971,000 | 67,888,000 | 72,330,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 593,784,000 | 606,377,000 | 595,048,000 | 606,700,000 |
| Interest-bearing deposits | 504,628,000 | 519,891,000 | 506,532,000 | 519,878,000 |
| Noninterest-bearing deposits | 89,156,000 | 86,486,000 | 88,516,000 | 86,822,000 |
| Equity capital | 57,832,000 | 57,271,000 | 55,257,000 | 60,705,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 9,760,000 | 20,213,000 | 31,148,000 | 42,326,000 |
| Interest expense | 4,505,000 | 9,788,000 | 15,425,000 | 21,366,000 |
| Net interest income | 5,255,000 | 10,425,000 | 15,723,000 | 20,960,000 |
| Noninterest income | 1,393,000 | 2,966,000 | 4,279,000 | 5,529,000 |
| Noninterest expense | 3,446,000 | 6,903,000 | 10,315,000 | 13,919,000 |
| Provision for loan losses | 162,000 | 266,000 | 276,000 | 276,000 |
| Pretax income | 3,010,000 | 6,193,000 | 9,385,000 | 12,268,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,010,000 | 6,193,000 | 9,385,000 | 12,268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,245,000 | 77,762,000 | 79,528,000 | 80,262,000 |
| Total capital | 82,257,000 | 82,896,000 | 84,714,000 | 85,449,000 |
| Risk-weighted assets | 447,114,000 | 461,474,000 | 465,599,000 | 465,547,000 |