Call reports 2022
PROMISEONE BANK — 2022
What PROMISEONE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 584,632,000 | 619,217,000 | 662,026,000 | 700,124,000 |
| Total loans | 413,931,000 | 481,431,000 | 510,112,000 | 509,367,000 |
| Allowance for loan losses | 4,452,000 | 4,699,000 | 4,809,000 | 4,811,000 |
| Securities available for sale | 80,731,000 | 79,602,000 | 74,063,000 | 73,760,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 518,168,000 | 520,710,000 | 546,020,000 | 580,703,000 |
| Interest-bearing deposits | 415,392,000 | 416,275,000 | 451,291,000 | 491,912,000 |
| Noninterest-bearing deposits | 102,776,000 | 104,435,000 | 94,729,000 | 88,791,000 |
| Equity capital | 63,358,000 | 57,055,000 | 54,219,000 | 55,641,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,851,000 | 12,280,000 | 20,117,000 | 29,225,000 |
| Interest expense | 627,000 | 1,411,000 | 3,122,000 | 6,497,000 |
| Net interest income | 5,224,000 | 10,869,000 | 16,995,000 | 22,728,000 |
| Noninterest income | 1,839,000 | 3,372,000 | 4,686,000 | 5,922,000 |
| Noninterest expense | 3,222,000 | 6,385,000 | 9,988,000 | 13,872,000 |
| Provision for loan losses | 151,000 | 426,000 | 531,000 | 531,000 |
| Pretax income | 3,690,000 | 7,431,000 | 11,163,000 | 14,248,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,690,000 | 7,431,000 | 11,163,000 | 14,248,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,310,000 | 72,872,000 | 75,021,000 | 76,385,000 |
| Total capital | 75,762,000 | 77,571,000 | 79,830,000 | 81,196,000 |
| Risk-weighted assets | 377,954,000 | 416,623,000 | 435,837,000 | 443,716,000 |