Call reports 2021
PROMISEONE BANK — 2021
What PROMISEONE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 544,796,000 | 561,556,000 | 569,178,000 | 593,492,000 |
| Total loans | 388,795,000 | 406,874,000 | 414,172,000 | 409,241,000 |
| Allowance for loan losses | 4,201,000 | 4,355,000 | 4,490,000 | 4,301,000 |
| Securities available for sale | 81,553,000 | 83,296,000 | 75,408,000 | 75,362,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 482,575,000 | 495,759,000 | 498,760,000 | 521,533,000 |
| Interest-bearing deposits | 404,156,000 | 397,613,000 | 404,093,000 | 422,654,000 |
| Noninterest-bearing deposits | 78,419,000 | 98,146,000 | 94,667,000 | 98,879,000 |
| Equity capital | 60,843,000 | 64,273,000 | 68,539,000 | 70,789,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,043,000 | 10,734,000 | 16,864,000 | 22,822,000 |
| Interest expense | 944,000 | 1,789,000 | 2,574,000 | 3,320,000 |
| Net interest income | 4,099,000 | 8,945,000 | 14,290,000 | 19,502,000 |
| Noninterest income | 1,982,000 | 4,219,000 | 6,573,000 | 9,396,000 |
| Noninterest expense | 2,472,000 | 5,083,000 | 8,301,000 | 11,934,000 |
| Provision for loan losses | 122,000 | 278,000 | 492,000 | 570,000 |
| Pretax income | 3,487,000 | 7,697,000 | 11,895,000 | 16,219,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,487,000 | 7,697,000 | 11,895,000 | 16,219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,229,000 | 64,642,000 | 68,512,000 | 71,205,000 |
| Total capital | 66,430,000 | 68,997,000 | 73,002,000 | 75,506,000 |
| Risk-weighted assets | 352,694,000 | 352,943,000 | 361,031,000 | 370,457,000 |