Call reports 2019
PROMISEONE BANK — 2019
What PROMISEONE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 391,090,000 | 419,858,000 | 435,524,000 | 450,362,000 |
| Total loans | 295,745,000 | 300,424,000 | 309,788,000 | 310,105,000 |
| Allowance for loan losses | 3,238,000 | 3,301,000 | 3,348,000 | 3,334,000 |
| Securities available for sale | 44,031,000 | 46,735,000 | 43,560,000 | 52,852,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 324,050,000 | 350,108,000 | 364,180,000 | 385,770,000 |
| Interest-bearing deposits | 284,541,000 | 307,582,000 | 322,058,000 | 344,790,000 |
| Noninterest-bearing deposits | 39,509,000 | 42,526,000 | 42,122,000 | 40,980,000 |
| Equity capital | 53,210,000 | 55,204,000 | 56,698,000 | 56,916,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,742,000 | 11,725,000 | 17,865,000 | 23,966,000 |
| Interest expense | 1,645,000 | 3,471,000 | 5,498,000 | 7,459,000 |
| Net interest income | 4,097,000 | 8,254,000 | 12,367,000 | 16,507,000 |
| Noninterest income | 1,709,000 | 4,314,000 | 6,283,000 | 8,199,000 |
| Noninterest expense | 3,021,000 | 6,287,000 | 9,453,000 | 13,059,000 |
| Provision for loan losses | 3,000 | 66,000 | 113,000 | 309,000 |
| Pretax income | 2,782,000 | 6,216,000 | 9,091,000 | 11,448,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,782,000 | 6,216,000 | 9,091,000 | 11,448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,053,000 | 52,560,000 | 54,144,000 | 54,741,000 |
| Total capital | 54,291,000 | 55,861,000 | 57,492,000 | 58,075,000 |
| Risk-weighted assets | 294,884,000 | 299,195,000 | 303,588,000 | 308,042,000 |