Call reports 2018
PROMISEONE BANK — 2018
What PROMISEONE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 336,058,000 | 351,964,000 | 369,386,000 | 387,614,000 |
| Total loans | 253,685,000 | 273,148,000 | 272,996,000 | 280,393,000 |
| Allowance for loan losses | 2,975,000 | 3,209,000 | 3,238,000 | 3,235,000 |
| Securities available for sale | 44,753,000 | 41,053,000 | 39,706,000 | 42,872,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 281,884,000 | 287,657,000 | 307,004,000 | 323,403,000 |
| Interest-bearing deposits | 244,324,000 | 250,283,000 | 268,815,000 | 286,242,000 |
| Noninterest-bearing deposits | 37,560,000 | 37,374,000 | 38,188,000 | 37,161,000 |
| Equity capital | 40,801,000 | 43,475,000 | 44,249,000 | 51,019,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,358,000 | 9,167,000 | 14,439,000 | 20,215,000 |
| Interest expense | 873,000 | 1,953,000 | 3,235,000 | 4,718,000 |
| Net interest income | 3,485,000 | 7,214,000 | 11,204,000 | 15,497,000 |
| Noninterest income | 1,181,000 | 3,797,000 | 5,848,000 | 7,897,000 |
| Noninterest expense | 2,679,000 | 5,518,000 | 8,419,000 | 12,035,000 |
| Provision for loan losses | 295,000 | 1,183,000 | 1,348,000 | 1,345,000 |
| Pretax income | 1,692,000 | 4,294,000 | 7,273,000 | 10,003,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,692,000 | 4,294,000 | 7,273,000 | 10,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,864,000 | 41,629,000 | 42,858,000 | 49,568,000 |
| Total capital | 41,839,000 | 44,838,000 | 46,096,000 | 52,803,000 |
| Risk-weighted assets | 270,862,000 | 287,083,000 | 286,934,000 | 290,320,000 |