Call reports 2017
PROMISEONE BANK — 2017
What PROMISEONE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 291,699,000 | 311,498,000 | 317,055,000 | 327,404,000 |
| Total loans | 217,590,000 | 222,384,000 | 227,186,000 | 239,843,000 |
| Allowance for loan losses | 2,528,000 | 2,588,000 | 2,636,000 | 2,680,000 |
| Securities available for sale | 36,033,000 | 33,401,000 | 35,343,000 | 41,677,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 242,106,000 | 260,588,000 | 264,427,000 | 273,225,000 |
| Interest-bearing deposits | 213,469,000 | 231,774,000 | 232,006,000 | 238,451,000 |
| Noninterest-bearing deposits | 28,637,000 | 28,815,000 | 32,421,000 | 34,774,000 |
| Equity capital | 38,644,000 | 40,198,000 | 41,485,000 | 41,997,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,580,000 | 7,372,000 | 11,435,000 | 15,577,000 |
| Interest expense | 687,000 | 1,411,000 | 2,240,000 | 3,088,000 |
| Net interest income | 2,893,000 | 5,961,000 | 9,195,000 | 12,489,000 |
| Noninterest income | 2,252,000 | 4,963,000 | 7,417,000 | 9,331,000 |
| Noninterest expense | 2,687,000 | 5,844,000 | 8,498,000 | 10,992,000 |
| Provision for loan losses | 24,000 | 110,000 | 158,000 | 241,000 |
| Pretax income | 2,434,000 | 4,981,000 | 7,967,000 | 10,598,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,434,000 | 4,981,000 | 7,967,000 | 10,598,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,294,000 | 37,337,000 | 38,286,000 | 39,330,000 |
| Total capital | 38,822,000 | 39,925,000 | 40,922,000 | 42,009,000 |
| Risk-weighted assets | 240,186,000 | 247,116,000 | 252,075,000 | 260,544,000 |