Call reports 2016
PROMISEONE BANK — 2016
What PROMISEONE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 253,888,000 | 262,124,000 | 271,435,000 | 279,853,000 |
| Total loans | 178,888,000 | 193,353,000 | 205,188,000 | 213,226,000 |
| Allowance for loan losses | 2,244,000 | 2,403,000 | 2,493,000 | 2,517,000 |
| Securities available for sale | 35,151,000 | 29,524,000 | 28,788,000 | 30,807,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,129,000 | 217,720,000 | 222,175,000 | 233,388,000 |
| Interest-bearing deposits | 186,362,000 | 191,841,000 | 195,099,000 | 204,915,000 |
| Noninterest-bearing deposits | 24,766,000 | 25,879,000 | 27,076,000 | 28,473,000 |
| Equity capital | 32,761,000 | 34,084,000 | 34,687,000 | 34,002,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,962,000 | 6,012,000 | 9,186,000 | 12,573,000 |
| Interest expense | 544,000 | 1,122,000 | 1,730,000 | 2,381,000 |
| Net interest income | 2,418,000 | 4,890,000 | 7,456,000 | 10,192,000 |
| Noninterest income | 1,804,000 | 4,258,000 | 6,151,000 | 7,724,000 |
| Noninterest expense | 2,219,000 | 4,596,000 | 6,976,000 | 9,556,000 |
| Provision for loan losses | 152,000 | 311,000 | 409,000 | 433,000 |
| Pretax income | 1,961,000 | 4,640,000 | 6,621,000 | 8,326,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,961,000 | 4,640,000 | 6,621,000 | 8,326,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,880,000 | 31,850,000 | 32,046,000 | 31,915,000 |
| Total capital | 33,124,000 | 34,253,000 | 34,539,000 | 34,432,000 |
| Risk-weighted assets | 205,410,000 | 220,393,000 | 229,341,000 | 237,966,000 |