Call reports 2015
PROMISEONE BANK — 2015
What PROMISEONE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 210,881,000 | 212,593,000 | 226,572,000 | 237,054,000 |
| Total loans | 147,653,000 | 149,645,000 | 157,771,000 | 171,153,000 |
| Allowance for loan losses | 1,788,000 | 1,876,000 | 2,006,000 | 2,139,000 |
| Securities available for sale | 30,236,000 | 33,402,000 | 37,198,000 | 37,330,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,403,000 | 182,483,000 | 187,450,000 | 192,173,000 |
| Interest-bearing deposits | 161,838,000 | 161,922,000 | 165,966,000 | 171,605,000 |
| Noninterest-bearing deposits | 19,566,000 | 20,562,000 | 21,484,000 | 20,569,000 |
| Equity capital | 25,091,000 | 25,350,000 | 26,608,000 | 31,813,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,248,000 | 4,648,000 | 7,129,000 | 9,809,000 |
| Interest expense | 402,000 | 837,000 | 1,305,000 | 1,801,000 |
| Net interest income | 1,846,000 | 3,811,000 | 5,824,000 | 8,008,000 |
| Noninterest income | 1,752,000 | 3,743,000 | 5,875,000 | 7,302,000 |
| Noninterest expense | 1,910,000 | 3,921,000 | 5,912,000 | 7,768,000 |
| Provision for loan losses | 66,000 | 154,000 | 284,000 | 417,000 |
| Pretax income | 1,622,000 | 3,479,000 | 5,516,000 | 7,143,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,622,000 | 3,479,000 | 5,516,000 | 7,143,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,193,000 | 24,517,000 | 25,065,000 | 30,385,000 |
| Total capital | 25,981,000 | 26,393,000 | 27,071,000 | 32,524,000 |
| Risk-weighted assets | 165,249,000 | 169,962,000 | 182,695,000 | 195,873,000 |