Call reports 2014
PROMISEONE BANK — 2014
What PROMISEONE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 164,698,000 | 175,217,000 | 183,834,000 | 196,608,000 |
| Total loans | 117,226,000 | 128,412,000 | 136,957,000 | 142,986,000 |
| Allowance for loan losses | 1,385,000 | 1,621,000 | 1,731,000 | 1,745,000 |
| Securities available for sale | 27,337,000 | 29,138,000 | 30,821,000 | 31,134,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,509,000 | 148,883,000 | 156,569,000 | 168,805,000 |
| Interest-bearing deposits | 132,557,000 | 135,768,000 | 144,361,000 | 153,636,000 |
| Noninterest-bearing deposits | 9,952,000 | 13,115,000 | 12,207,000 | 15,169,000 |
| Equity capital | 21,073,000 | 22,279,000 | 23,244,000 | 23,998,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,852,000 | 3,902,000 | 6,069,000 | 8,350,000 |
| Interest expense | 304,000 | 628,000 | 989,000 | 1,372,000 |
| Net interest income | 1,548,000 | 3,274,000 | 5,080,000 | 6,978,000 |
| Noninterest income | 1,212,000 | 2,537,000 | 4,006,000 | 5,471,000 |
| Noninterest expense | 1,436,000 | 2,847,000 | 4,398,000 | 6,122,000 |
| Provision for loan losses | 32,000 | 285,000 | 403,000 | 495,000 |
| Pretax income | 1,292,000 | 2,679,000 | 4,285,000 | 5,834,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,292,000 | 2,679,000 | 4,285,000 | 5,834,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,672,000 | 22,425,000 | 23,125,000 | 23,651,000 |
| Total capital | 23,057,000 | 24,046,000 | 24,856,000 | 25,396,000 |
| Risk-weighted assets | 131,708,000 | 144,790,000 | 154,818,000 | 163,870,000 |