Call reports 2013
PROMISEONE BANK — 2013
What PROMISEONE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 135,026,000 | 139,023,000 | 146,386,000 | 159,647,000 |
| Total loans | 103,557,000 | 111,936,000 | 109,907,000 | 117,369,000 |
| Allowance for loan losses | 1,233,000 | 1,306,000 | 1,288,000 | 1,353,000 |
| Securities available for sale | 13,577,000 | 13,296,000 | 14,642,000 | 16,291,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,725,000 | 120,343,000 | 126,809,000 | 138,372,000 |
| Interest-bearing deposits | 109,331,000 | 111,864,000 | 118,228,000 | 128,348,000 |
| Noninterest-bearing deposits | 7,394,000 | 8,479,000 | 8,581,000 | 10,025,000 |
| Equity capital | 18,013,000 | 18,273,000 | 18,884,000 | 20,580,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,593,000 | 3,223,000 | 4,953,000 | 6,740,000 |
| Interest expense | 282,000 | 566,000 | 857,000 | 1,153,000 |
| Net interest income | 1,311,000 | 2,657,000 | 4,096,000 | 5,587,000 |
| Noninterest income | 778,000 | 1,883,000 | 2,900,000 | 4,793,000 |
| Noninterest expense | 1,391,000 | 2,593,000 | 3,928,000 | 5,625,000 |
| Provision for loan losses | 19,000 | 92,000 | 99,000 | 164,000 |
| Pretax income | 679,000 | 1,855,000 | 2,969,000 | 4,591,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 679,000 | 1,855,000 | 2,969,000 | 4,591,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,474,000 | 18,180,000 | 19,449,000 | 21,272,000 |
| Total capital | 18,707,000 | 19,486,000 | 20,737,000 | 22,625,000 |
| Risk-weighted assets | 110,506,000 | 118,703,000 | 119,315,000 | 129,429,000 |