Call reports 2012
PROMISEONE BANK — 2012
What PROMISEONE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 115,303,000 | 119,190,000 | 129,551,000 | 128,771,000 |
| Total loans | 82,560,000 | 93,614,000 | 94,038,000 | 100,847,000 |
| Allowance for loan losses | 1,063,000 | 1,074,000 | 1,132,000 | 1,214,000 |
| Securities available for sale | 13,481,000 | 13,067,000 | 14,051,000 | 12,506,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,330,000 | 101,542,000 | 111,507,000 | 110,153,000 |
| Interest-bearing deposits | 92,351,000 | 94,905,000 | 104,753,000 | 102,957,000 |
| Noninterest-bearing deposits | 5,979,000 | 6,637,000 | 6,755,000 | 7,196,000 |
| Equity capital | 16,464,000 | 17,126,000 | 17,637,000 | 18,108,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,429,000 | 2,924,000 | 4,512,000 | 6,146,000 |
| Interest expense | 310,000 | 612,000 | 915,000 | 1,208,000 |
| Net interest income | 1,119,000 | 2,312,000 | 3,597,000 | 4,938,000 |
| Noninterest income | 312,000 | 1,083,000 | 2,018,000 | 3,143,000 |
| Noninterest expense | 913,000 | 1,981,000 | 3,181,000 | 4,943,000 |
| Provision for loan losses | 64,000 | 75,000 | 133,000 | 215,000 |
| Pretax income | 454,000 | 1,339,000 | 2,325,000 | 2,994,000 |
| Income tax | 151,000 | 245,000 | 365,000 | 0 |
| Net income | 303,000 | 1,094,000 | 1,960,000 | 2,994,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,806,000 | 16,406,000 | 16,915,000 | 17,537,000 |
| Total capital | 16,869,000 | 17,480,000 | 18,047,000 | 18,751,000 |
| Risk-weighted assets | 90,439,000 | 101,216,000 | 103,026,000 | 108,005,000 |