Call reports 2011
PROMISEONE BANK — 2011
What PROMISEONE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 95,472,000 | 104,258,000 | 109,901,000 | 111,940,000 |
| Total loans | 64,079,000 | 66,031,000 | 73,513,000 | 80,750,000 |
| Allowance for loan losses | 783,000 | 834,000 | 922,000 | 999,000 |
| Securities available for sale | 19,547,000 | 22,049,000 | 19,746,000 | 12,191,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,613,000 | 88,100,000 | 93,243,000 | 94,406,000 |
| Interest-bearing deposits | 76,809,000 | 83,192,000 | 88,134,000 | 89,701,000 |
| Noninterest-bearing deposits | 3,804,000 | 4,908,000 | 5,109,000 | 4,705,000 |
| Equity capital | 14,461,000 | 15,546,000 | 16,151,000 | 16,179,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,103,000 | 2,361,000 | 3,812,000 | 5,208,000 |
| Interest expense | 281,000 | 580,000 | 936,000 | 1,259,000 |
| Net interest income | 822,000 | 1,781,000 | 2,876,000 | 3,949,000 |
| Noninterest income | 577,000 | 1,322,000 | 1,811,000 | 2,936,000 |
| Noninterest expense | 796,000 | 1,694,000 | 2,572,000 | 3,553,000 |
| Provision for loan losses | 65,000 | 120,000 | 208,000 | 285,000 |
| Pretax income | 538,000 | 1,289,000 | 1,907,000 | 3,047,000 |
| Income tax | 0 | 76,000 | 270,000 | 1,137,000 |
| Net income | 538,000 | 1,213,000 | 1,637,000 | 1,910,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,392,000 | 14,046,000 | 14,471,000 | 14,532,000 |
| Total capital | 14,175,000 | 14,880,000 | 15,393,000 | 15,531,000 |
| Risk-weighted assets | 71,776,000 | 75,118,000 | 82,618,000 | 88,824,000 |