Call reports 2015
TREASURE STATE BANK — 2015
What TREASURE STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 71,840,000 | 71,154,000 | 70,778,000 | 71,131,000 |
| Total loans | 50,000,000 | 49,603,000 | 51,375,000 | 53,174,000 |
| Allowance for loan losses | 1,412,000 | 1,368,000 | 1,371,000 | 1,074,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,617,000 | 57,839,000 | 57,236,000 | 57,746,000 |
| Interest-bearing deposits | 49,043,000 | 46,178,000 | 45,730,000 | 47,804,000 |
| Noninterest-bearing deposits | 9,574,000 | 11,661,000 | 11,506,000 | 9,942,000 |
| Equity capital | 9,331,000 | 9,408,000 | 9,559,000 | 9,513,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 652,000 | 1,290,000 | 1,952,000 | 2,619,000 |
| Interest expense | 90,000 | 177,000 | 263,000 | 338,000 |
| Net interest income | 562,000 | 1,113,000 | 1,689,000 | 2,281,000 |
| Noninterest income | 158,000 | 354,000 | 652,000 | 876,000 |
| Noninterest expense | 559,000 | 1,182,000 | 1,806,000 | 2,412,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 161,000 | 285,000 | 535,000 | 745,000 |
| Income tax | 62,000 | 111,000 | 211,000 | 295,000 |
| Net income | 99,000 | 174,000 | 324,000 | 450,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,943,000 | 7,070,000 | 7,322,000 | 7,358,000 |
| Total capital | 7,649,000 | 7,785,000 | 8,071,000 | 8,121,000 |
| Risk-weighted assets | 55,792,000 | 55,119,000 | 57,943,000 | 59,415,000 |