Call reports 2014
TREASURE STATE BANK — 2014
What TREASURE STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 65,373,000 | 68,835,000 | 68,439,000 | 71,450,000 |
| Total loans | 47,018,000 | 46,842,000 | 46,596,000 | 48,332,000 |
| Allowance for loan losses | 1,565,000 | 1,528,000 | 1,324,000 | 1,335,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,744,000 | 58,077,000 | 57,536,000 | 58,804,000 |
| Interest-bearing deposits | 47,603,000 | 46,481,000 | 48,143,000 | 49,883,000 |
| Noninterest-bearing deposits | 7,141,000 | 11,596,000 | 9,393,000 | 8,921,000 |
| Equity capital | 7,150,000 | 7,285,000 | 7,419,000 | 9,225,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 623,000 | 1,320,000 | 1,967,000 | 2,600,000 |
| Interest expense | 96,000 | 186,000 | 278,000 | 369,000 |
| Net interest income | 527,000 | 1,134,000 | 1,689,000 | 2,231,000 |
| Noninterest income | 79,000 | 151,000 | 261,000 | 366,000 |
| Noninterest expense | 543,000 | 1,089,000 | 1,621,000 | 2,218,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 63,000 | 196,000 | 329,000 | 379,000 |
| Income tax | 0 | 0 | 0 | -1,750,000 |
| Net income | 63,000 | 196,000 | 329,000 | 2,129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,657,000 | 6,840,000 | 6,983,000 | 6,977,000 |
| Total capital | 7,298,000 | 7,492,000 | 7,630,000 | 7,661,000 |
| Risk-weighted assets | 50,357,000 | 51,294,000 | 51,110,000 | 54,066,000 |