Call reports 2013
TREASURE STATE BANK — 2013
What TREASURE STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 66,350,000 | 66,123,000 | 64,575,000 | 65,802,000 |
| Total loans | 48,020,000 | 47,936,000 | 44,666,000 | 45,578,000 |
| Allowance for loan losses | 1,900,000 | 1,495,000 | 1,540,000 | 1,555,000 |
| Securities available for sale | 1,875,000 | 753,000 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,238,000 | 57,709,000 | 55,044,000 | 55,298,000 |
| Interest-bearing deposits | 49,794,000 | 49,467,000 | 45,943,000 | 47,813,000 |
| Noninterest-bearing deposits | 7,444,000 | 8,242,000 | 9,101,000 | 7,485,000 |
| Equity capital | 6,248,000 | 6,669,000 | 6,764,000 | 7,083,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 726,000 | 1,413,000 | 2,099,000 | 2,764,000 |
| Interest expense | 146,000 | 273,000 | 386,000 | 492,000 |
| Net interest income | 580,000 | 1,140,000 | 1,713,000 | 2,272,000 |
| Noninterest income | 50,000 | -206,000 | -140,000 | -104,000 |
| Noninterest expense | 556,000 | 1,115,000 | 1,658,000 | 2,247,000 |
| Provision for loan losses | 24,000 | 54,000 | 57,000 | 57,000 |
| Pretax income | 50,000 | -235,000 | -142,000 | -136,000 |
| Income tax | 0 | -700,000 | -700,000 | -700,000 |
| Net income | 50,000 | 465,000 | 558,000 | 564,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,246,000 | 6,317,000 | 6,424,000 | 6,583,000 |
| Total capital | 6,908,000 | 6,981,000 | 7,053,000 | 7,218,000 |
| Risk-weighted assets | 51,673,000 | 52,261,000 | 49,389,000 | 49,900,000 |