Call reports 2012
TREASURE STATE BANK — 2012
What TREASURE STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 75,775,000 | 74,438,000 | 73,259,000 | 67,295,000 |
| Total loans | 50,926,000 | 50,253,000 | 50,688,000 | 48,337,000 |
| Allowance for loan losses | 2,060,000 | 1,760,000 | 1,830,000 | 1,880,000 |
| Securities available for sale | 2,237,000 | 2,207,000 | 2,179,000 | 2,151,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,577,000 | 64,129,000 | 62,785,000 | 58,265,000 |
| Interest-bearing deposits | 58,834,000 | 56,462,000 | 53,176,000 | 50,692,000 |
| Noninterest-bearing deposits | 6,743,000 | 7,667,000 | 9,609,000 | 7,573,000 |
| Equity capital | 5,721,000 | 5,828,000 | 5,971,000 | 6,192,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 819,000 | 1,625,000 | 2,440,000 | 3,226,000 |
| Interest expense | 223,000 | 419,000 | 601,000 | 770,000 |
| Net interest income | 596,000 | 1,206,000 | 1,839,000 | 2,456,000 |
| Noninterest income | 80,000 | 173,000 | 263,000 | 343,000 |
| Noninterest expense | 573,000 | 1,137,000 | 1,726,000 | 2,295,000 |
| Provision for loan losses | 61,000 | 124,000 | 182,000 | 238,000 |
| Pretax income | 42,000 | 118,000 | 194,000 | 266,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 42,000 | 118,000 | 194,000 | 266,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,718,000 | 5,824,000 | 5,968,000 | 6,189,000 |
| Total capital | 6,435,000 | 6,521,000 | 6,677,000 | 6,868,000 |
| Risk-weighted assets | 56,028,000 | 54,709,000 | 55,555,000 | 53,146,000 |