Call reports 2010
TREASURE STATE BANK — 2010
What TREASURE STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 88,875,000 | 86,075,000 | 88,209,000 | 80,338,000 |
| Total loans | 67,952,000 | 64,618,000 | 62,839,000 | 56,702,000 |
| Allowance for loan losses | 1,755,000 | 2,090,000 | 1,890,000 | 2,580,000 |
| Securities available for sale | 4,638,000 | 3,961,000 | 3,899,000 | 3,769,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,357,000 | 71,330,000 | 74,087,000 | 69,350,000 |
| Interest-bearing deposits | 69,830,000 | 67,174,000 | 69,867,000 | 65,020,000 |
| Noninterest-bearing deposits | 3,527,000 | 4,156,000 | 4,220,000 | 4,330,000 |
| Equity capital | 9,766,000 | 9,066,000 | 8,435,000 | 5,297,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,211,000 | 2,342,000 | 3,490,000 | 4,443,000 |
| Interest expense | 475,000 | 919,000 | 1,305,000 | 1,655,000 |
| Net interest income | 736,000 | 1,423,000 | 2,185,000 | 2,788,000 |
| Noninterest income | 33,000 | 145,000 | -16,000 | -107,000 |
| Noninterest expense | 614,000 | 1,264,000 | 1,861,000 | 2,478,000 |
| Provision for loan losses | 200,000 | 1,066,000 | 1,713,000 | 4,715,000 |
| Pretax income | -45,000 | -762,000 | -1,405,000 | -4,512,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -45,000 | -762,000 | -1,405,000 | -4,512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,745,000 | 9,040,000 | 8,409,000 | 5,277,000 |
| Total capital | 10,642,000 | 9,925,000 | 9,277,000 | 6,091,000 |
| Risk-weighted assets | 70,863,000 | 69,564,000 | 68,422,000 | 63,326,000 |