Call reports 2009
TREASURE STATE BANK — 2009
What TREASURE STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 90,569,000 | 94,172,000 | 97,740,000 | 91,115,000 |
| Total loans | 72,906,000 | 72,685,000 | 71,612,000 | 69,157,000 |
| Allowance for loan losses | 1,420,000 | 2,040,000 | 1,440,000 | 1,690,000 |
| Securities available for sale | 5,820,000 | 6,730,000 | 6,060,000 | 5,391,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,784,000 | 79,381,000 | 82,966,000 | 73,882,000 |
| Interest-bearing deposits | 70,376,000 | 74,436,000 | 78,418,000 | 69,680,000 |
| Noninterest-bearing deposits | 4,408,000 | 4,945,000 | 4,548,000 | 4,202,000 |
| Equity capital | 9,611,000 | 8,613,000 | 8,571,000 | 9,468,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,414,000 | 2,763,000 | 4,134,000 | 5,438,000 |
| Interest expense | 696,000 | 1,398,000 | 2,111,000 | 2,705,000 |
| Net interest income | 718,000 | 1,365,000 | 2,023,000 | 2,733,000 |
| Noninterest income | 24,000 | 57,000 | 105,000 | 183,000 |
| Noninterest expense | 567,000 | 1,271,000 | 1,915,000 | 2,584,000 |
| Provision for loan losses | 150,000 | 1,148,000 | 1,284,000 | 1,989,000 |
| Pretax income | 25,000 | -997,000 | -1,071,000 | -1,657,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 25,000 | -997,000 | -1,071,000 | -1,657,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,564,000 | 8,575,000 | 8,533,000 | 9,442,000 |
| Total capital | 10,565,000 | 9,600,000 | 9,559,000 | 10,364,000 |
| Risk-weighted assets | 79,666,000 | 80,942,000 | 81,682,000 | 72,992,000 |