Call reports 2008
TREASURE STATE BANK — 2008
What TREASURE STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 59,562,000 | 77,553,000 | 87,046,000 | 89,712,000 |
| Total loans | 48,490,000 | 60,885,000 | 68,249,000 | 71,199,000 |
| Allowance for loan losses | 676,000 | 857,000 | 1,028,000 | 1,278,000 |
| Securities available for sale | 1,636,000 | 3,117,000 | 6,811,000 | 6,804,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,167,000 | 63,634,000 | 72,972,000 | 75,600,000 |
| Interest-bearing deposits | 44,217,000 | 59,084,000 | 66,578,000 | 69,009,000 |
| Noninterest-bearing deposits | 2,950,000 | 4,550,000 | 6,394,000 | 6,591,000 |
| Equity capital | 9,381,000 | 9,468,000 | 9,566,000 | 9,568,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 923,000 | 2,168,000 | 3,655,000 | 5,134,000 |
| Interest expense | 396,000 | 925,000 | 1,612,000 | 2,278,000 |
| Net interest income | 527,000 | 1,243,000 | 2,043,000 | 2,856,000 |
| Noninterest income | 9,000 | 21,000 | 23,000 | 34,000 |
| Noninterest expense | 378,000 | 846,000 | 1,415,000 | 2,105,000 |
| Provision for loan losses | 177,000 | 358,000 | 529,000 | 779,000 |
| Pretax income | -19,000 | 60,000 | 122,000 | 6,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -19,000 | 60,000 | 122,000 | 6,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,373,000 | 9,482,000 | 9,575,000 | 9,507,000 |
| Total capital | 10,061,000 | 10,355,000 | 10,575,000 | 10,508,000 |
| Risk-weighted assets | 57,517,000 | 72,477,000 | 79,978,000 | 79,774,000 |