Call reports 2007
TREASURE STATE BANK — 2007
What TREASURE STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 14,398,000 | 22,998,000 | 34,652,000 | 46,413,000 |
| Total loans | 7,646,000 | 18,656,000 | 28,342,000 | 36,795,000 |
| Allowance for loan losses | 103,000 | 253,000 | 384,000 | 499,000 |
| Securities available for sale | 0 | 118,000 | 113,000 | 113,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,924,000 | 13,634,000 | 25,271,000 | 36,478,000 |
| Interest-bearing deposits | 4,347,000 | 11,810,000 | 22,769,000 | 32,702,000 |
| Noninterest-bearing deposits | 577,000 | 1,824,000 | 2,502,000 | 3,776,000 |
| Equity capital | 9,456,000 | 9,324,000 | 9,331,000 | 9,362,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 203,000 | 583,000 | 1,206,000 | 1,899,000 |
| Interest expense | 20,000 | 105,000 | 316,000 | 589,000 |
| Net interest income | 183,000 | 478,000 | 890,000 | 1,310,000 |
| Noninterest income | 4,000 | 20,000 | 26,000 | 39,000 |
| Noninterest expense | 561,000 | 886,000 | 1,202,000 | 1,527,000 |
| Provision for loan losses | 103,000 | 253,000 | 384,000 | 499,000 |
| Pretax income | -477,000 | -641,000 | -670,000 | -677,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -477,000 | -641,000 | -670,000 | -677,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,456,000 | 9,327,000 | 9,333,000 | 9,361,000 |
| Total capital | 9,559,000 | 9,580,000 | 9,717,000 | 9,869,000 |
| Risk-weighted assets | 10,426,000 | 21,954,000 | 32,544,000 | 43,886,000 |