Call reports 2002
KATY BANK, NATIONAL ASSOCIATION — 2002
What KATY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 36,914,000 | 37,152,000 | 38,386,000 | 40,070,000 |
| Total loans | 12,765,000 | 14,127,000 | 16,307,000 | 17,294,000 |
| Allowance for loan losses | 162,000 | 183,000 | 187,000 | 183,000 |
| Securities available for sale | 15,496,000 | 17,776,000 | 14,450,000 | 16,709,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,065,000 | 33,680,000 | 34,967,000 | 36,745,000 |
| Interest-bearing deposits | 19,720,000 | 19,300,000 | 20,898,000 | 22,708,000 |
| Noninterest-bearing deposits | 14,345,000 | 14,380,000 | 14,069,000 | 14,037,000 |
| Equity capital | 2,701,000 | 2,918,000 | 3,109,000 | 3,042,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 429,000 | 918,000 | 1,394,000 | 1,863,000 |
| Interest expense | 89,000 | 172,000 | 257,000 | 363,000 |
| Net interest income | 340,000 | 746,000 | 1,137,000 | 1,500,000 |
| Noninterest income | 115,000 | 233,000 | 378,000 | 504,000 |
| Noninterest expense | 470,000 | 945,000 | 1,370,000 | 1,784,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 158,000 |
| Pretax income | -15,000 | 34,000 | 125,000 | 62,000 |
| Income tax | 0 | 6,000 | 38,000 | 12,000 |
| Net income | -15,000 | 28,000 | 87,000 | 50,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,799,000 | 2,843,000 | 2,902,000 | 2,826,000 |
| Total capital | 2,961,000 | 3,029,000 | 3,091,000 | 3,009,000 |
| Risk-weighted assets | 18,380,000 | 20,567,000 | 21,875,000 | 23,412,000 |