Call reports 2001
KATY BANK, NATIONAL ASSOCIATION — 2001
What KATY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 38,489,000 | 37,290,000 | 36,308,000 | 33,988,000 |
| Total loans | 15,466,000 | 15,414,000 | 13,511,000 | 13,393,000 |
| Allowance for loan losses | 222,000 | 222,000 | 221,000 | 160,000 |
| Securities available for sale | 7,863,000 | 11,068,000 | 11,424,000 | 13,782,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,334,000 | 34,147,000 | 33,029,000 | 30,863,000 |
| Interest-bearing deposits | 21,792,000 | 20,285,000 | 19,873,000 | 18,937,000 |
| Noninterest-bearing deposits | 13,542,000 | 13,862,000 | 13,156,000 | 11,926,000 |
| Equity capital | 2,864,000 | 2,890,000 | 2,996,000 | 2,831,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 590,000 | 1,175,000 | 1,713,000 | 2,179,000 |
| Interest expense | 172,000 | 344,000 | 502,000 | 635,000 |
| Net interest income | 418,000 | 831,000 | 1,211,000 | 1,544,000 |
| Noninterest income | 105,000 | 222,000 | 345,000 | 446,000 |
| Noninterest expense | 413,000 | 839,000 | 1,339,000 | 1,829,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 128,000 | 232,000 | 235,000 | 159,000 |
| Income tax | 43,000 | 75,000 | 81,000 | 26,000 |
| Net income | 85,000 | 157,000 | 154,000 | 133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,818,000 | 2,889,000 | 2,886,000 | 2,814,000 |
| Total capital | 3,040,000 | 3,111,000 | 3,107,000 | 2,974,000 |
| Risk-weighted assets | 21,898,000 | 22,275,000 | 18,328,000 | 18,039,000 |