Call reports 2007
FREMONT INVESTMENT & LOAN — 2007
What FREMONT INVESTMENT & LOAN reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 13,186,854,000 | 10,599,116,000 | 8,727,553,000 | 7,656,223,000 |
| Total loans | 10,653,437,000 | 6,526,992,000 | 4,149,493,000 | 3,336,103,000 |
| Allowance for loan losses | 199,000 | 172,000 | 309,000 | 90,000 |
| Securities available for sale | 523,957,000 | 2,520,851,000 | 1,192,152,000 | 1,512,170,000 |
| Securities held to maturity | 0 | 0 | 2,227,104,000 | 1,610,428,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,707,554,000 | 9,754,357,000 | 8,006,433,000 | 7,058,712,000 |
| Interest-bearing deposits | 10,671,174,000 | 9,684,611,000 | 7,961,826,000 | 7,036,279,000 |
| Noninterest-bearing deposits | 36,380,000 | 69,746,000 | 44,607,000 | 22,433,000 |
| Equity capital | 763,401,000 | 536,167,000 | 549,917,000 | 448,599,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 162,594,000 | 332,410,000 | 461,890,000 | 560,895,000 |
| Interest expense | 82,013,000 | 178,014,000 | 277,456,000 | 359,477,000 |
| Net interest income | 80,581,000 | 154,396,000 | 184,434,000 | 201,418,000 |
| Noninterest income | -1,313,000 | -1,482,000 | 69,795,000 | 71,655,000 |
| Noninterest expense | 51,753,000 | 117,087,000 | 152,157,000 | 176,117,000 |
| Provision for loan losses | 523,000 | 486,000 | 622,000 | 400,000 |
| Pretax income | 26,992,000 | 35,341,000 | 101,450,000 | 96,556,000 |
| Income tax | 10,498,000 | 13,816,000 | 40,039,000 | 38,184,000 |
| Net income | -563,156,000 | -790,390,000 | -778,209,000 | -879,132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 761,221,000 | 536,174,000 | 548,331,000 | 447,432,000 |
| Total capital | 761,420,000 | 536,346,000 | 548,640,000 | 447,522,000 |
| Risk-weighted assets | 14,528,170,000 | 10,326,623,000 | 5,247,277,000 | 4,438,641,000 |