Call reports 2006
FREMONT INVESTMENT & LOAN — 2006
What FREMONT INVESTMENT & LOAN reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 12,856,490,000 | 12,663,423,000 | 12,605,791,000 | 12,741,967,000 |
| Total loans | 11,975,311,000 | 11,774,775,000 | 11,696,236,000 | 11,278,005,000 |
| Allowance for loan losses | 160,500,000 | 172,399,000 | 184,938,000 | 60,524,000 |
| Securities available for sale | 214,559,000 | 174,708,000 | 92,359,000 | 28,944,000 |
| Securities held to maturity | 0 | 0 | 0 | 169,545,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,297,107,000 | 9,597,170,000 | 9,612,958,000 | 10,089,467,000 |
| Interest-bearing deposits | 9,279,665,000 | 9,589,403,000 | 9,587,695,000 | 10,011,328,000 |
| Noninterest-bearing deposits | 17,442,000 | 7,767,000 | 25,263,000 | 78,139,000 |
| Equity capital | 1,539,024,000 | 1,591,453,000 | 1,607,568,000 | 1,326,558,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 258,977,000 | 562,149,000 | 852,497,000 | 1,153,441,000 |
| Interest expense | 113,038,000 | 259,522,000 | 402,564,000 | 549,267,000 |
| Net interest income | 145,939,000 | 302,627,000 | 449,933,000 | 604,174,000 |
| Noninterest income | -2,560,000 | 32,573,000 | 40,728,000 | -273,686,000 |
| Noninterest expense | 91,400,000 | 185,720,000 | 280,411,000 | 375,582,000 |
| Provision for loan losses | 3,881,000 | 15,588,000 | 28,280,000 | 73,441,000 |
| Pretax income | 48,098,000 | 133,892,000 | 181,970,000 | -202,651,000 |
| Income tax | 18,808,000 | 52,450,000 | 71,625,000 | -58,668,000 |
| Net income | 29,290,000 | 81,442,000 | 110,345,000 | -143,983,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,537,840,000 | 1,588,748,000 | 1,602,316,000 | 1,326,564,000 |
| Total capital | 1,688,239,000 | 1,747,395,000 | 1,792,299,000 | 1,392,815,000 |
| Risk-weighted assets | 12,017,562,000 | 12,569,696,000 | 15,233,737,000 | 15,127,315,000 |